Current Rates
Jump to: Deposits | Mortgage | Home Equity | Auto | Other Loans
Deposits
| Account Type | Min. Dep. to Open | Min. Bal. to Get APY* | Interest Rate | APY* |
|---|---|---|---|---|
| Interest Bearing | Any $$ | None | 0.001% | 0.01% |
| FUN(D) Account | Call for more info | |||
| CHOICE Complete | Any $$ | None | 0.025% | 0.03% |
| CHOICE Savings | Any $$ | None | 0.025% | 0.03% |
| CHOICE Savings | Any $$ | $2000 | 0.075% | 0.08% |
| Savings Account | Any $$ | None | 0.025% | 0.03% |
| Money Market IRA | $100 | None | 0.150% | 0.15% |
| IRA Account | $100 | None | 0.900% | 0.90% |
| Extreme Checking | Any $$ | $1000 | 0.025% | 0.03% |
| $5000 | 0.050% | 0.05% | ||
| $25000 | 0.075% | 0.08% | ||
| Extreme Savings | Any $$ | $2500 | 0.050% | 0.05% |
| $5000 | 0.050% | 0.05% | ||
| $25000 | 0.065% | 0.07% | ||
| Premier Savings | Any $$ | Up to $499.99 | 0.001% | 0.01% |
| $500 to $4,999.99 | 0.050% | 0.05% | ||
| $5,000 to $24,999.99 | 0.050% | 0.05% | ||
| $25,000 to $49,999.99 | 0.050% | 0.05% | ||
| $50,000 to $99,999.99 | 0.065% | 0.07% | ||
| $100,000 & Over | 0.075% | 0.08% | ||
| 6 Month CD | $500 | $500 | 0.250% | 0.25% |
| 9 Month CD | $500 | $500 | 0.285% | 0.29% |
| 12 Month CD | $500 | $500 | 0.300% | 0.30% |
| 24 Month CD | $500 | $500 | 0.550% | 0.55% |
| 36 Month CD | $500 | $500 | 0.900% | 0.90% |
| 48 Month CD | $500 | $500 | 0.900% | 0.90% |
| 18 Month Stmt CD | $500 | $500 | 0.300% | 0.30% |
| 30 Month Stmt CD | $500 | $500 | 0.500% | 0.50% |
| Christmas Club | $2 | None | 0.025% | 0.03% |
| Anything Club | $2 | None | 0.025% | 0.03% |
*APY (Annual Percentage Yield) assumes interest stays on deposit. Withdrawal of interest reduces earnings. These rates are good and accurate as of February 12, 2018. Rates may change at managements discretion. For additional information call 678-6006. Fees could reduce earnings. A penalty will be imposed for early withdrawal from a Certificate of Deposit (CD).
Mortgages
Please call 856-678-6006 and ask for the Loan Department for our most recent mortgage rates.
Commercial Loans Available. Please call 856-678-6006 for more information.
*Annual Percentage Rate (APR) is effective as of February 12, 2018. Rates subject to change without notice.
Home Equity
Add 0.75% to these rates if the payment is not automatically deducted from a Pennsville National Bank account.
Home Equity Loans (1st Lien Position)
| Term | APR* | Monthly payment for each $1,000 borrowed |
|---|---|---|
| 60 Months | 5.000% | $20.57 |
| 84 Months | 5.250% | $15.54 |
| 120 Months | 5.500% | $11.83 |
| 180 Months | 6.00% | $9.20 |
Home Equity Loans (2nd Lien Position)
| Term | APR* | Monthly payment for each $1,000 borrowed |
|---|---|---|
| 60 Months | 6.000% | $21.08 |
| 84 Months | 6.250% | $16.06 |
| 120 Months | 6.500% | $12.38 |
| 180 Months | 7.00% | $9.80 |
Commercial Loans Available. Please call 856-678-6006 for more information.
*Annual Percentage Rate (APR) is effective as of May 18, 2018. Rates subject to change without notice.
Auto Loans
Add 0.50% to these rates if the payment is not automatically deducted from a Pennsville National Bank account.
| Term | NEW - APR* | Monthly payment for each $1,000 borrowed | |
|---|---|---|---|
| 24 Months | 3.490% | $43.20 (New) | |
| 36 Months | 4.490% | $29.75 (New/Used) | |
| 48 Months | 5.490% | $23.26 (New/Used) | |
| 60 Months | 6.490% | $19.57 (New) |
Commercial Loans Available. Please call 856-678-6006 for more information.
*Annual Percentage Rate (APR) is effective as of February 12, 2018. Rates subject to change without notice.
Other Loans
Add 0.50% to these rates if the payment is not automatically deducted from a Pennsville National Bank account (excludes Mastercard/Visa and Demand Loans).
Recreational Vehicle Rates
| Term | APR* NEW | APR* USED | Monthly payment for each $1,000 borrowed - NEW | Monthly payment for each $1,000 borrowed - USED |
|---|---|---|---|---|
| 60 Months | 7.25% | 7.25% | $19.92 | $19.92 |
| 120 Months | 8.25% | 8.25% | $12.27 | $12.27 |
| 180 Months | 9.25% | 9.25% | $10.30 | $10.30 |
Installment Loans
| Term | APR* | Monthly payment for each $1,000 borrowed |
|---|---|---|
| 12 Months | 8.99% | $87.47 |
| 24 Months | 8.990% | $45.69 |
| 36 Months | 9.990% | $32.27 |
| 48 Months | 9.990% | $25.37 |
| 60 Months | 10.990% | $21.75 |
Loan Secured by Stocks/Bonds
Will finance 75% of market value. Up to 48 months at Prime + 1.0%.
Other Loans
Demand Loans – 6.49% | Mastercard/Visa – 9.75%* Variable Rate
Commercial Loans Available. Please call 856-678-6006 for more information.
*Annual Percentage Rate (APR) is effective as of February 12, 2018. Rates subject to change without notice.
Each Depositor Insured to $250,000