Online Privacy Statement
FACTS
WHAT DOES PENNSVILLE NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Pennsville National Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Pennsville National share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | Yes | Yes |
To Limit Our Sharing
Fill in the form below.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who we are
Who is providing this notice? PENNSVILLE NATIONAL BANK
What we do
How does Pennsville National Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
How does Pennsville National Bank collect my personal information?
We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit card or debit card.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your
creditworthiness - Affiliates from using your information to market to you
- Sharing for non-affliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
If you have a joint account your choice will apply to everyone on your account.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include Oak Tree Financial Services which is a financial services company.
Nonaffiliates – Companies not related by common ownership or control. They can be financial and non-financial companies.
- Pennsville National Bank does not share with non-affiliates so they can market to you.
Joint marketing – A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Pennsville National Bank does not jointly market.
Contact Us
Apply for a Loan
If you have lost your ATM card or VISA Check Card and are unable to reach us during regular hours, please call 1-800-472-3272.