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Fee Schedule

Interest Bearing Accounts

  • Monthly minimum balance fee if the average monthly balance drops below $600 is $6.00

CHOICE Complete

  • Monthly minimum balance fee if the combined average monthly balance drops below $10,000 is $10.00

Freedom Checking and Freedom Business Checking

  • Monthly minimum balance fee if the average monthly balance drops below $300.00 is $2.00.

Rainbow Account

  • Monthly minimum balance fee if the average monthly balance drops below $500.00 is $2.00.

Regular Checking Accounts

  • Monthly minimum balance fee if the average monthly balance drops below $1,000 is $6.00

Convenience Checking Accounts

  • No balance requirement. Monthly maintenance fee is $2.00 – Per check charge of $0.25 each.

CHOICE Savings Accounts

  • Monthly minimum balance fee if the average monthly balance drops below $1,000 is $10.00
  • Per check charge (Excess above 3 per month) is $10.00

Other Checking Account Fees

  • Insufficient Funds Fee (per item) $39.76
  • Daily Negative Balance Charge $6.00
  • Stop Payment Charge $14.89

Savings Accounts

  • On average balances of $50 or less at the end of a calendar quarter is $2.00

Other Savings Fees

  • Insufficient Funds Fee (per item) $39.76
  • Checking and Savings Insufficient Funds Fees applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means as applicable.