Fixed Rate   Adjustable Rate   Jumbo   Construction  

 

 

Fixed Rate  (1 -15 Years)

Rate APR* Required Down Payment
0 Points 6.375% 6.375% 20%
1 Point 6.125% 6.283% 20%
2 Points 5.875% 6.191% 20%
3 Points 5.625% 6.099% 20%

The monthly payment based on $100,000 for 180 months at 6.375% will be $864.25.

 

Fixed Rate  (16 - 30 Years)

Rate APR* Required Down Payment
0 Points 6.875% 6.875% 20%
1 Point 6.625% 6.723% 20%
2 Points 6.375% 6.569% 20%
3 Points 6.125% 6.414% 20%

The monthly payment based on $100,000 for 360 months at 6.875% will be $656.93.

 

Fixed Rate (40 years)

  Rate APR Down Payment
0.25 Points 7.250% 7.272% 20%
1.25 Point 7.000% 7.108% 20%
2.25 Points 6.750% 6.942% 20%
3.25 Points 6.500% 6.775% 20%

The monthly payment based on $100,000 for 480 months at 7.250% will be $639.67.

 

Up to 95% financing available with Private Mortgage Insurance (PMI)

 

TOP OF PAGE

 

Adjustable Rate - 80% Financing (1-40 Years)

TERM Rate APR* Points Adj Cap Life Cap
1 Year ARM 4.250% 4.371% 0 2% 6%
3 Year ARM 4.750% 4.726% 0 3% 6%
5 Year ARM 5.250% 5.345% 0 3% 6%

The monthly payment based on $100,000 for 480 months at 4.250% will be 12 monthly payments in the initial amount of $433.62 each, 468 monthly payments in the initial amount of $441.74 each.

The monthly payment based on $100,000 for 480 months at 4.750% will be 36 monthly payments in the initial amount of $465.76 each and 444 monthly payments in the initial amount of $463.89 each.

The monthly payment based on $100,000 for 480 months at 5.250% will be 60 monthly payments in the initial amount of $498.87 each and 420 monthly payments in the initial amount of $507.58 each.

TOP OF PAGE

  Rate APR* Required Down Payment
0 Points 6.875% 6.875% 20%
1 Point 6.625% 6.785% 20%
2 Points 6.375% 6.695% 20%
3 Points 6.125% 6.606% 20%

The monthly payment based on $100,000 for 180 months at 6.875% will be $891.85.

 

**Jumbo Mortgage requests for terms greater than 15 years MUST be written under one of our Adjustable Rate Programs.

TOP OF PAGE

Call for details. (856)-678-6006.

TOP OF PAGE

Rates subject to change without prior notice.

 

eol.gif (1417 bytes)