Home Mortgages

Buying a home is one of the biggest financial commitments you'll ever make in your life. That's why it's so important to choose the right lender for your mortgage.

Thirty-year term or shorter, conventional fixed-rate or adjustable. We can tailor a mortgage to suit your needs. Up to 95% financing available.

Home Equity Loans

The difference between the increased value in your home and your present mortgage is your "Home Equity."

Home equity loans are available for terms up to 15 years and can either be a fixed-rate or adjustable loan.

Keep in mind that you may be able to deduct the interest charges for this type of loan from your federal income tax.

Loans for Any Worthwhile Purpose

In the event you require financial assistance to make your plans a reality, we want you to know that we have money available and you will receive courteous and prompt service.

Whether the worthwhile purpose is home improvement, a new car, your child's education, or debt consolidation, see us for your financial needs.

Auto Loans

Let us finance your next new or used car. Competitive fixed rates of interest are available for up to four years for a used auto, and up to five years for a new auto. We offer fast, friendly service and payment terms to fit your monthly budget.

Commercial Loans

We know the importance of keeping business within the local community. We can meet your commercial lending needs with fast and friendly service.

Construction Loans

Building that new home of your dreams can now become a reality. Our construction loans are typically for one year with a flexible draw schedule. Our prompt inspections ensure timely disbursements.

MasterCard & Visa

We offer both cards with an independent community bank advantage.