With so many products available, your choices are almost endless. Ask yourself this important question, "What are you looking to accomplish?" If you are looking for an account that you can use to pay bills or would like to link a CheckCard to, then click on checking accounts. On the other hand, if you are putting money aside to save for a specific goal, you should consider a savings account. If you can put the money away for a set period of time (between 6 months and 4 years) you can maximize your return with a CD (Certificate of Deposit).