Interest Bearing Account

This interest bearing checking account has no service charge on average balances of $200 or more. Unlimited checkwriting and ATM or VISA Check Card withdrawals. Checks are stored by the Bank. A service charge of $4 per month will be charged if the average monthly balance falls below $200.

Freedom Account

Unlimited checking with no balance requirement and no monthly service charge. Unlimited ATM or VISA Check Card withdrawals. Checks are stored by the bank. Checks limited to graystone wallet style with American Flag symbol, first order is free.

Regular Checking Account

Unlimited checking that has no service charge on average balances of $400 or more. Cancelled checks are returned with your monthly statement. A service charge of $6 per month will be charged if average monthly balance falls below $400.

CHOICE Complete

This interest bearing checking account has no service charge on a combined bank balance of $10,000. Unlimited checkwriting and ATM or VISA Check Card withdrawals. Free CHOICE checks, free travelers checks, free money orders and free overdraft protection. Cancelled checks are returned monthly. There is a $10 service charge if your monthly average combined account balance is below $10,000.

Convenience Account

This account has no balance requirement. There is a $2.00 a month service charge and $.25 per check charge. Cancelled checks are returned monthly.

Rainbow Account
Are You 45?

This interest bearing checking account has NO monthly balance requirement or monthly service charge. It is available to anyone age 45 or older and offers unlimited checkwriting and ATM or VISA Check Card withdrawals, free notary service, free travelers checks, free overdraft protection, and free check storage, along with your first box of checks for free, limited to graystone wallet style.

Student Account

This interest bearing account has no service charge and no balance requirement. It is available to any fulltime college student. Unlimited checkwriting and ATM or VISA Check Card withdrawals. Checks are stored by the bank.

Business Checking Account

We "keep it simple" by offering to businesses our Regular Checking Account with no strings attached, balance requirement is $400. If average balance falls below that, there is a $6 per month service charge. Business checking account statements are cycled at the end of the month and your cancelled checks are returned monthly.